SYNERGYWEALTH & HEALTH STRATEGIES
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Education before products

Protect today.
Prepare for tomorrow.
Build a legacy.

Clear financial education and personalized insurance strategies for individuals, families, and business owners.

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Complimentary introductory conversation. No pressure. Plain-language guidance.

A multigenerational family enjoying time together
Protection. Retirement. Legacy.Strategies centered on the people who matter most.
We Listen FirstYour goals guide the conversation.
We Explain ClearlyUnderstand benefits and trade-offs.
Then We Plan PersonallyNo one-size-fits-all recommendations.

What we help you address

Protection that works together

Financial protection is not a single product. It is a coordinated approach to income, retirement, and the legacy you want to leave.

Protect

Life Insurance

Term, Whole Life, and Indexed Universal Life strategies built around your family, responsibilities, and budget.

Learn more Prepare

Annuities

Fixed and Fixed Indexed Annuities that may help bring more stability and predictability to retirement planning.

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Wills & Trusts

An attorney-supported path to essential estate-planning documents and a more organized legacy.

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Living Benefits

Explore how qualifying life insurance riders may provide financial support after a serious medical event.

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College Planning

Coordinate savings, protection, and practical choices to help reduce your child’s future education debt.

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Mortgage Protection

Help provide funds your family may use to remain in the home if an income earner dies.

Learn more Organize

401(k) Rollover

Compare your choices before moving workplace retirement savings, including costs, taxes, services, and flexibility.

Learn more Prepare

Retirement Planning

Coordinate income, spending, healthcare, protection, and legacy decisions for the retirement you envision.

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Long-Term Care

Plan for future care needs while protecting dignity, family choices, and the savings supporting retirement.

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A simple process

We begin with what matters to you

You don’t need to have all the answers—or know which solution is right—before we talk. Simply bring your questions, goals, and concerns, and we’ll help you understand your options.

Meet Shobha Rao →
  1. 01
    We listen

    We learn about your family, responsibilities, concerns, goals, and existing plans.

  2. 02
    We educate

    We explain appropriate choices, important limitations, and meaningful trade-offs.

  3. 03
    You decide

    You choose the next step with clarity, without pressure or confusing jargon.

Strong companies. More choices.

Carriers & Trusted Partners We Work With

Access to a broad range of established organizations allows us to explore solutions based on your needs—not a single company’s product shelf.

Allianz, American Amicable Group, Americo, Ameritas, and AnnexusAthene, Corebridge Financial, Ethos, F&G, American Equity, and CalChoice InvestmentsLincoln Financial Group, Mutual of Omaha, Nationwide, North American, and NetLaw

Carrier relationships, products, features, and availability vary by state, licensing, underwriting, eligibility, and individual circumstances. The companies shown do not endorse this website.

Financial industry opportunity

We are expanding.
Join our growing team.

Explore a flexible, independent opportunity you can begin part-time—with training, coaching, and a supportive community.

Explore the opportunity

Start with a conversation

Protecting your future can begin today.

Tell us what you want to protect, prepare for, or better understand.

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